Services 
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Electronic Check Recovery |
Electronic Check Re-presentment is a process for recovering NSF checks by converting the check into an electronic transaction and debiting the customer's account for the amount of the check and a processing fee.
This new form of processing virtually revolutionizes NSF check recovery for merchants, government agencies, utilities, and any other business that receives paper checks.
How Electonic Check Recovery (RCK) Works:
Back
Office Conversion
It isn't fair to say that you'll NEVER GO TO THE BANK AGAIN, but with back office conversion you'll never again have to go to the bank to deposit your paper checks! Using our eSoftPay software and imager, you can make your deposits electronically, at anytime during the day or night, and from the convenience of any Windows based computer!
Time is valuable and because deposit runs will be needed only for non U.S. checks and cash, you can redirect once wasted management and staff resources to more productive areas.
Back office conversion allows business's to enjoy all of the usual benefits associated with processing checks electronically:
· Reduced deposit preparation time. No special trips to the bank to deposit your paper checks. You make your deposit from virtually anywhere.
· Reduction of bank service charges. Because your deposits are electronic, you'll never pay another bank deposit fee or bank returned item fee.
· Consolidate deposits from multiple locations into one depository account, reducing unnecessary banking relationships and fees.
· 24/7 Internet reporting lets you track and report on your electronic deposits from anywhere, anytime.
· No more waiting 5-7 days for out-of-town checks to clear, you now receive real funds within 48 hours, regardless of where the check was written.
· And when an electronic check is returned, you are notified within 48 hours of deposit, not 5-7 days as is often the case with paper checks. This benefit alone can be crucial to property management and mail order companies, as well as for retail business's who might otherwise continue to accept checks on an account that is insufficient or possibly closed or stolen.
Also, this software allows you to:
· Accept “CHECKS BY PHONE”
· Set up Automatic “RECURRING PAYMENTS”
· Pay your employees by “DIRECT DEPOSIT”
· Perform “REAL TIME CHECK VERIFICATION”
For more information on our back office conversion and remote deposit software, please call (800) 390-3948 Ext 199.
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Check Verification Systems |
We offer a national database of bad check writers that has been compiled over the past 13 years. We can set parameters for velocity based on the demographics of each location, lock-out a new bad check writer within 72 hours, allow another check to be accepted once they have cleared their previous item, lock-out by driver’s license/account number and many other features.
We can offer this service at pennies per transaction.
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ACH Outsourcing Services |
Not everybody wants to do their own ACH processing. You may have turned to your bank just to find that they will be happy to sell you software but they don't offer any type of outsource service.
For those businesses, we invite you to take advantage of our ACH Processing Outsource Services. Ideal for dentist's, doctors, insurance companies, real estate companies, cell phone providers, gas and water companies, marinas, health clubs, day care centers, rental companies, homeowners associations, mortgage companies, pest control companies or anybody that waits each month for a recurring monthly payment to show up.
Our ACH Processing service will debit these monthly payments
directly from your clients checking or savings account on a preset day and
deposit it into your account. On time, each month.
Whether you are expecting 10 payments a month or 100,000, we can change the
monthly "wait and see if it arrives" hassle to an on time payment. Our ACH
processing eliminates:
Monthly billings, Bank deposits, deposit fees, NSF bank fees and collection calls. At the same time it improves cash flow, giving you quicker access to your funds and reducing administrative costs.
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ACH Processing |
We offer exceptional per item ACH processing for companies who already have ACH processing software or gather their ACH files through a web interface or other method. Our processing and returned item fees are usually the lowest in the industry, and if we can't save you money, we tell you so right up front.
We also provide real time web reporting so you'll never be in the dark about successfully processed or returned items. A daily settlement report tells you of paid items, NSF returns, reversals and what we currently are holding for reserve.
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Check Chase Software |
Increase your collection rates! Turn your cost center into a profit center! If you are a merchant or corporation who would like to collect your own returned checks electronically, then Check Chase software is the program for you.
With Check Chase, you pick and choose the checks that you would like to present for collection, set the fee amount, and keep 100% of the face value and 100% of the state authorized fee for yourself. You enter the data and choose the presentment date, (or we can choose it for you) then we simply upload the checks that you have entered and we process them for you.
You are sent a report confirming all checks that are processed daily via e-mail or online. Successfully cleared checks are sent in the reimbursement report and funds are credited to your account automatically.
You pay a low per-item fee for presentments and returns and keep the full return fee as profit! Call today for prices on software and installation packages.
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Other Merchant Services |
Call us today for a custom quote to add one or more of these exciting services to your business that can improve your cash flow and reduce your losses!
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ATM Check Verification Systems
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Check Guarantee Services
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Checks Processed via Phone or Fax
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Direct Deposit Program
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Internet Check Processing
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Lockbox Truncation
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All Merchant Credit Services: Hardware/Software/Processing/Customer Service
For detailed information on these services, please contact us at 800-390-3948. We will custom design a program to suit the needs of your business.